Construction Loans

What Is a Construction Loan?

A construction loan provides funding to support the development, building, or completion of a property project.

Funds may be released in stages as the project progresses, helping borrowers manage construction costs and maintain momentum throughout the build.

When Can a Construction Loan Help?

• Residential developments

• Commercial construction projects

• Townhouse and duplex projects

• Property extensions and major renovations

Zantor Capital provides construction funding solutions for projects across Australia.

Construction loans may be suitable for:

• Project completion funding

• Cost overruns

• Time-sensitive construction expenses

• Refinancing an existing construction facility

Loans from $500K to $5M

The amount available depends on the property security, project scope, construction budget, property location, development stage, and exit strategy.

We assess each application individually to understand the project and determine whether a workable lending structure can be arranged.

Keep Your Project Moving

Construction delays can increase costs and create unnecessary pressure.

Private construction finance may provide a practical solution when funding is required quickly, a project falls outside traditional bank criteria, or additional capital is needed to complete the build.

What Is an Exit Strategy?

An exit strategy is the plan for repaying the loan once the project reaches the required stage.

This may include selling the completed property, refinancing with another lender, or retaining the property and moving to a longer-term finance facility.

How It Works

We review the project and determine whether it fits our lending criteria.

2. Initial Assessment

Tell us the funding amount, property security, project scope, construction stage, budget, and timeframe

Once the required checks and documentation are completed, funding can proceed in line with the agreed structure.

4. Due Diligence and Settlement

Where suitable, we outline the proposed funding structure and next steps.

3. Indicative Terms

1. Submit Your Enquiry

Why Zantor Capital?

• Fast, commercially minded decisions

• Flexible property-secured lending

• Australia-wide support

• Clear and practical communication

Need Construction Funding?

Speak with Zantor Capital about your project requirements.
Loans from $500,000 to $5 million, subject to assessment.

Frequently asked questions

What types of construction projects do you consider?

We assess residential, commercial, development-related, and major renovation projects, depending on the property security and overall scenario.

Can I apply if construction has already started?

Yes. We may consider projects at different stages, including partially completed developments and projects requiring additional capital.

Can construction funding be used for cost overruns?

Yes. Depending on the scenario, private funding may help cover unexpected construction costs or completion expenses.

How are funds released?

Depending on the loan structure, funds may be released in stages as the project progresses and agreed milestones are reached.

Do I need an exit strategy?

Yes. A clear repayment plan is an important part of the assessment process. This may include selling the completed property or refinancing.

Do you work with brokers?

Yes. Zantor Capital welcomes enquiries from brokers seeking construction funding solutions for their clients.

First Mortgage
Second Mortgage
Construction Loans
Commercial Loans
Emergency Funding
Short-Term Finance
Mezz Funding
All Other Private Lending