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Short-Term Finance

Flexible Funding for Immediate Needs

Short-term finance from $500,000 to $5 million for borrowers seeking a practical property-secured solution for urgent or time-sensitive requirements.

What Is Short-Term Finance?

Short-term finance is a flexible lending solution designed for borrowers who need capital for a defined period.

It can provide a practical option when funding is required quickly or when a longer-term loan is not suitable for the immediate situation.

Emergency Funding client
Emergency Funding client

When Can Short-Term Finance Help?

  • Bridging finance

  • Property purchases and settlements

  • Refinancing existing loans

  • Business capital

Zantor Capital provides short-term lending solutions for borrowers, brokers, developers, investors, and business owners across Australia.
Funding may be suitable for:

  • Debt consolidation

  • Commercial opportunities

  • Construction-related costs

  • Releasing equity from property

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Loans from $500K to $5M

The amount available depends on the property security, location, loan purpose, requested term, and exit strategy.

We consider a range of commercial, industrial, residential, and development-related property security.

Funding That Matches the Opportunity

Some financial needs are temporary.

Short-term finance can help borrowers manage an immediate requirement while preparing for a sale, refinancing with another lender, completing a project, or receiving funds from another transaction.

Pen and paper
Pen and paper

What Is an Exit Strategy?

An exit strategy is the plan for repaying the loan at the end of the agreed term.

This may include refinancing, selling the secured property, completing a development, or receiving funds from another source.

Exit Strategy
Exit Strategy

How It Works

We review the scenario and determine whether it fits our lending criteria.

2. Initial Assessment

submit loan enquiry
submit loan enquiry

Tell us the loan amount, property security, loan purpose, and timeframe.

Once the required checks and documentation are completed, the loan can proceed.

4. Due Diligence and Settlement

Where suitable, we outline the proposed structure and next steps.

3. Indicative Terms

1. Submit Your Enquiry

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Why Zantor Capital?

  • Fast, commercially minded decisions

  • Flexible property-secured lending

  • Australia-wide support

  • Clear and practical communication

Need Urgent Funding?

Speak with Zantor Capital about your funding requirements.

Loans from $500,000 to $5 million, subject to assessment.

Frequently asked questions

What can short-term finance be used for?

Short-term finance may be used for bridging, refinancing, property settlements, business needs, construction costs, and time-sensitive opportunities.

How long is a short-term loan?

The loan term depends on the scenario, loan purpose, and exit strategy. We assess each application individually.

Can I use short-term finance while waiting for bank approval?

Yes. Depending on the scenario, short-term finance may provide an interim solution while longer-term funding is arranged.

Can I refinance an existing loan?

Yes. Short-term finance may be used to refinance an existing facility or manage repayment pressure.

Do I need an exit strategy?

Yes. A clear plan for repaying the loan is an important part of the assessment process.

Do you work with brokers?

Yes. Zantor Capital welcomes enquiries from brokers seeking short-term finance solutions for their clients.

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Private Lending Australia

Contact Info:

Email: info@Zantorcapital.com.au

Phone: 0423 907 733

Address: 125 Market Street, Suite 302

© 2026 Zantor Capital . All rights reserved.

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Zantor Capital Logo Hz

All loans are subject to assessment, approval, valuation, legal review, lender requirements and applicable lending criteria. Information on this website is general in nature and does not constitute