First Mortgage Loans
Fast, Flexible Property-Secured Finance
First mortgage loans from $500,000 to $5 million for refinancing, property purchases, urgent settlements, and commercial opportunities.
What Is a First Mortgage Loan?
A first mortgage loan is secured against property, with the lender holding the primary registered mortgage.
It can provide a faster and more flexible alternative when traditional bank lending is too slow, restrictive, or unsuitable for the transaction.
When Can a First Mortgage Loan Help?
Property purchases and urgent settlements
Refinancing existing loans
Bridging finance
Business capital
Zantor Capital provides first mortgage lending solutions for borrowers, brokers, developers, investors, and business owners across Australia.
Funding may be used for:
Debt consolidation
Commercial opportunities
Releasing equity from property
Development-related funding
Loans from $500K to $5M
Loan amounts depend on the property security, location, loan purpose, requested term, and exit strategy.
We consider residential, commercial, industrial, and development-related property security.
A Practical Alternative to Bank Lending
When a bank process is too slow or the scenario is more complex, private lending can provide a more commercially practical solution.
We assess each application individually, focusing on suitable property security and a clear plan for repayment.
What Is an Exit Strategy?
An exit strategy is the plan for repaying the loan.
This may include refinancing, selling the secured property, completing a development, or receiving funds from another transaction.
How It Works
We review the scenario and determine whether it fits our lending criteria.
2. Initial Assessment
Tell us the loan amount, property security, purpose, and timeframe.
Once the required checks and documentation are completed, the loan can proceed.
4. Due Diligence and Settlement
Where suitable, we outline the proposed structure and next steps.
3. Indicative Terms
1. Submit Your Enquiry
Why Zantor Capital?
Fast, commercially minded decisions
Flexible property-secured lending
Australia-wide support
Clear and practical communication
Need a First Mortgage Loan?
Speak with Zantor Capital about your funding requirements.
Loans from $500,000 to $5 million, subject to assessment.
Frequently asked questions
How quickly can a first mortgage loan be arranged?
The timeframe depends on the property security, the complexity of the transaction, and how quickly the required information can be provided.
What type of property can be used as security?
Depending on the scenario, security may include residential, commercial, industrial, or development-related property.
Can I apply if the bank has declined my loan?
Yes. A bank decline does not automatically prevent you from obtaining private finance. We assess each application individually.
Can I refinance an existing loan?
Yes. First mortgage loans are commonly used to refinance existing facilities, consolidate debt, or manage repayment pressure.
Do I need an exit strategy?
Yes. A clear plan for repaying the loan is an important part of the assessment process.
Do you work with finance brokers?
Yes. Zantor Capital welcomes enquiries from brokers seeking private lending solutions for their clients.
Private Lending Australia
Contact Info:
Email: info@Zantorcapital.com.au
Phone: 0423 907 733
Address: 125 Market Street, Suite 302
© 2026 Zantor Capital . All rights reserved.
All loans are subject to assessment, approval, valuation, legal review, lender requirements and applicable lending criteria. Information on this website is general in nature and does not constitute